Kiss in myr 500.00 out myr 2,200.00

KISS IN MYR 500.00 OUT MYR 2,200.00

  1. Start by budgeting - make a list of how much you plan to spend overall and categorize it, whether it’s for clothes, food, entertainment etc.

  2. Set a realistic budget for each category and don’t forget to add an emergency fund.

  3. Track your spending - it’s important to know where your money is going and to make sure you’re sticking to your budget.

  4. Make a list of things you want & need. Prioritize what you can’t live without and consider what is important to you.

  5. Buy products with quality & value in mind. Look for sales, use coupons, and compare prices.

  6. Pay with cash, debit or credit. Paying with cash makes it easier to stay within your limits.

  7. Avoid impulse purchases - if you’re not sure about it, wait it out for a few days.

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