KISS IN MYR 500.00 OUT MYR 2,200.00
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Start by budgeting - make a list of how much you plan to spend overall and categorize it, whether it’s for clothes, food, entertainment etc.
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Set a realistic budget for each category and don’t forget to add an emergency fund.
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Track your spending - it’s important to know where your money is going and to make sure you’re sticking to your budget.
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Make a list of things you want & need. Prioritize what you can’t live without and consider what is important to you.
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Buy products with quality & value in mind. Look for sales, use coupons, and compare prices.
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Pay with cash, debit or credit. Paying with cash makes it easier to stay within your limits.
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Avoid impulse purchases - if you’re not sure about it, wait it out for a few days.
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